this post was submitted on 08 Aug 2024
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Privacy

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Banking apps seem to be a motif among things that don't play well with privacy ROMs. My bank's website does everything I could want out of it. I think I might be ignorant to something.

  • What about banking apps is especially compelling?
  • How often do banks put must-have features behind an app?
  • And should I be concerned that banks might move away from offering services through browsers?
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[–] [email protected] 32 points 3 months ago (1 children)

Notifications and Mobile Deposit are the 2 features from banking apps that I find compelling.

[–] [email protected] 17 points 3 months ago (4 children)

Can't do anything about mobile deposits, but for notifications, you could get the notifications emailed to you and your email app has push notifications.

[–] [email protected] 4 points 3 months ago (1 children)

Bold of you to assume my email app has push notifications

  • A sad Proton user using a de-Googled device
[–] [email protected] 1 points 3 months ago

Actually, I am in that exact same situation, so I know exactly what you're talking about.

[–] [email protected] 4 points 3 months ago (2 children)

I mean, they could offer it through the browser. All modern browsers have more than enough hooks and permissions control to do something as simple as take a couple pictures and make a basic request to a back end.

Though making nice things costs money, so...

[–] [email protected] 4 points 3 months ago

Oh, of course they could do so, but they won't do it because they want you to use their app. They want you to use their app because they control it and can mine data from it more so than on a web browser. Take Cime, for example. It has all kinds of Google trackers in it.

[–] [email protected] 2 points 3 months ago

i worked on someone's laptop recently that was set up for mobile deposits via web browser. they also had a bank-provided scanner, too, that worked with it. so it is possible, and it is being done.

[–] [email protected] 2 points 3 months ago (1 children)

Depends on the bank and what kind of notifications you want.
Some banks only allow certain types of notifications to occur through the app.

[–] [email protected] 2 points 3 months ago

Yeah, that is a good point.

[–] [email protected] 2 points 3 months ago (1 children)

I wouldn't want bank notifications emailed to me. Maybe a notification that I have a notification, but no real content. Email is incredibly insecure.

[–] [email protected] 1 points 3 months ago

Yeah, that's a good point. Although I don't know of many banks that would send the actual notification through email, just a message that you have a notification.