this post was submitted on 29 May 2024
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Well, this sucks. PayPal was great for only having your credit card information in one place - now it looks like I'll have to risk it with every website.
This has me seriously considering using a company like privacy.com to just create random CC numbers per sketchy website.
Revolut does that, but far cheaper.
I like the concept if disposable CC numbers, but looks like i need to link both to my bank account. Anything like this that can link to another credit card?
Cap One 360 checking - free, and offers single use cards. Think they regen on each usage,and can get the number etc easily in app.
Edit:missed “credit” card. Believe Cap One does same for their credit cards, not entirely sure tho. It’s becoming more common on credit, but def not “most” cards doing that yet
Good to know, I'll check them out as well! Thank you
Privacydotcom is free Does revolut pay you to use it?
Thought they charged something to put $ on temp card, via EFT though I may well be wrong.
Don’t recall the org name I conflated w them anymore u fortunately.
And from where I sit, yeah they pay me to some degree - the acct costs me nothing, and it’s got a handful of the usual “edge case” insurance benefits and such most debit cards don’t.
Not real useful to me, admittedly, but I do receive something.
That, and they reliably post direct deposit exactly 48h early, plus or minus fifteen minutes. Ability to plan my life around when exactly my check will show up has value. Seems to be very much a “best effort” basis to post early w/ most banks.
Lots of that stuff is useful because of my individual habits and patterns of spending I’m sure, might well not be for you.
Will check out privacy, now I’m kind of curious if there is something even more friction free for my scenario.
It's basically a credit card through an online bank that draws from a debit account.
For me, as a later of protection, I made a free capital one account (any will do, cap one was mostly random and i don't particularly endorse or hate them) and then the pdotcom "credit" draws from that. Their early implementation was using a prepaid debit card but they switched to credit like 2 years back and it's been good ever since. Even with other solutions I can't recommend enough taking a look.
FWIW, I've used privacy.com a few times. Works pretty well.
I completely forgot about that site. Thanks for reminding me.
Get a credit card that allows you to generate a temp number.
Privacydotcom is amazing