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submitted 6 months ago by [email protected] to c/[email protected]

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[–] [email protected] 44 points 6 months ago* (last edited 6 months ago) (18 children)

I’m almost 50 years old and I’ve never used a check in my entire life.

How is this possible? How did you pay your bills before online billpay systems - did you pay them all by phone?

I'm in my early 40s and still use checks now and then.

[–] [email protected] 59 points 6 months ago* (last edited 6 months ago) (10 children)

I used bank deposits. First through the mail, then through electronic-but-not-Internet payment systems and finally online and mobile banking. Also bank authorizations.

Checks were never big here, but they had been phased out completely in the 00s. I haven’t actually seen one since the nineties. I have never owned a check book.

[–] [email protected] 3 points 6 months ago (3 children)

What's paying by "bank deposit"? In the US that term simply means putting money in your bank.

Like how did you pay the water bill that way?

[–] [email protected] 2 points 6 months ago* (last edited 6 months ago) (1 children)

In ye old days I would fill out a slip of paper and mail it to the bank.

Deposit is probably the wrong word. It’s more a transfer order? Deposit is what came up when I translated my local term, but it’s not like I stuffed cash in an envelope or anything.

[–] [email protected] 1 points 6 months ago (1 children)

Then the bank would pay whoever (electric, water) ?

[–] [email protected] 3 points 6 months ago

Yeah, it’s an order to take money out of my account and put it in someone else’s. The number on it tells the recipient what bill it’s supposed to pay.