this post was submitted on 13 May 2024
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[–] [email protected] 154 points 6 months ago (20 children)

I’m almost 50 years old and I’ve never used a check in my entire life.

What is this old timey bullshit? Why not a burlap sack of fucking pieces of eight?

[–] [email protected] 44 points 6 months ago* (last edited 6 months ago) (18 children)

I’m almost 50 years old and I’ve never used a check in my entire life.

How is this possible? How did you pay your bills before online billpay systems - did you pay them all by phone?

I'm in my early 40s and still use checks now and then.

[–] [email protected] 59 points 6 months ago* (last edited 6 months ago) (3 children)

I used bank deposits. First through the mail, then through electronic-but-not-Internet payment systems and finally online and mobile banking. Also bank authorizations.

Checks were never big here, but they had been phased out completely in the 00s. I haven’t actually seen one since the nineties. I have never owned a check book.

[–] [email protected] 19 points 6 months ago (1 children)

This is funny, my son works at a printing place that prints, among other things, checks. And they apparently make a LOT of checks. He’s 25 and was confused why so many people need checks.

[–] [email protected] 22 points 6 months ago (2 children)

The fewer places print checks, the more each one is busy. Also probably still very common for businesses.

[–] [email protected] 7 points 6 months ago

This. I can tell you from a banking standpoint we were ordering FAR fewer registers and other check stuff over the years and before I left they had reduced the amount we even could order to like 10 books per order, so not at lot and old ladies would come take them all.

[–] [email protected] 5 points 6 months ago

Yes, my wife and my employers both pay using checks as well as printed invoices after direct deposits.

My entire family uses checks to pay each other. I'm not going to Venmo my dad $15,000. And his back doesn't let me transfer funds to him for since idiotic reason.

[–] [email protected] 3 points 6 months ago (1 children)

What's paying by "bank deposit"? In the US that term simply means putting money in your bank.

Like how did you pay the water bill that way?

[–] [email protected] 2 points 6 months ago* (last edited 6 months ago) (1 children)

In ye old days I would fill out a slip of paper and mail it to the bank.

Deposit is probably the wrong word. It’s more a transfer order? Deposit is what came up when I translated my local term, but it’s not like I stuffed cash in an envelope or anything.

[–] [email protected] 1 points 6 months ago (1 children)

Then the bank would pay whoever (electric, water) ?

[–] [email protected] 3 points 6 months ago

Yeah, it’s an order to take money out of my account and put it in someone else’s. The number on it tells the recipient what bill it’s supposed to pay.

They looked like this:

https://www.vvponline.nl/nieuws/acceptgiro-blijft-langer-bestaan

[–] [email protected] -1 points 6 months ago (1 children)

Man, I would never pay rent or a mortgage payment with a deposit. I did that once, and they claimed I didn't pay several times, and I had no receipt. I had to pay my bank $20 to provide proof of deposit (several times) Fuck that. Also fuck US Bank.

[–] [email protected] 1 points 6 months ago

I probably messed up the translation. I mean a kind of bank account to bank account transfer order.

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