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Apple Offers iPhone NFC Chip Access to Apple Pay Rivals in EU (www.macrumors.com)

submitted 11 months ago by [email protected] to c/[email protected]

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[–] [email protected] 10 points 11 months ago (14 children)

Have you literally done zero research into this? The vast majority of merchants in the US, and nearly 100% in many other countries, accept Apple Pay. Doesn't that strike you as awfully high if they actually had to sign up for it with Apple? And add an entirely new payment processor to their operations?

Apple is not involved in any capacity with processing Apple Pay transactions when you tap your device in a business. A Visa card loaded on an iPhone is literally just a contactless Visa. Apple Pay = Google Pay = physical contactless card. One single industry-standard protocol.

For web/app transactions, a merchant has to set up Apple Pay explicitly (though it's still actually processed by the same parties as entering the card number) but for in person, they just need contactless payments enabled on their card terminal. No extra steps, parties, or fees.

[+] [email protected] -13 points 11 months ago (13 children)

Have you literally done zero research into this?

I've clearly done far more research than you have

The vast majority of merchants in the US

No they don't. The vast majority don't even accept Apple, Google, or Samsung Pay, credit cards only.

Doesn't that strike you as awfully high if they actually had to sign up for it with Apple?

No one said they had to sign up for it with Apple.

Apple is not involved in any capacity with processing Apple Pay transactions when you tap your device in a business.

You have no idea what you're talking about and I'm done repeating myself.

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