this post was submitted on 07 Nov 2024
41 points (97.7% liked)

Privacy

31975 readers
740 users here now

A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

In this community everyone is welcome to post links and discuss topics related to privacy.

Some Rules

Related communities

Chat rooms

much thanks to @gary_host_laptop for the logo design :)

founded 5 years ago
MODERATORS
 

First, I understand that the best options are cash, gift cards, burner cards, XMR, etc. However, that isn't practical for my day to day use. My goal is minimizing how much information is collected/sold by advertisers.

I need a new physical credit card and figured I should look for one with a decent privacy policy. I'm curious if anybody has any suggestions.

The only one that I've found even decent so far is Apple's card, but I don't have an iPhone. I also know Apple is generally disliked on here.

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 3 points 1 week ago (2 children)

Start an LLC that isn't directly tied to your name. Get a business credit card from any cc company or bank.

[–] [email protected] 3 points 1 week ago (1 children)

Interesting idea. How easy is it to start and LLC?

[–] [email protected] 1 points 1 week ago

To start one without ties to your name is more difficult, at least in my state. You’d have to have a registered agent you trust and to file articles of incorporation. Plus get an EIN.

Even with an EIN, so as far as the federal government is concerned single member LLCs are basically sole proprietorships for tax purposes.

Unsure about the effect of recent ownership laws; almost certainly bad for privacy at some level.

Regardless of all that, financial institutions won’t grant credit to entities that don’t have their own income. Normally a history of income, and income not tied to a single member LLC. Been there done that. Yes my LLC has credit cards but at their core they are tied to the financial backing that my personal credit history provided.

It is possible you could jump through all those hoops and still gain a measure of privacy. There are vastly easier ways, imho.