this post was submitted on 23 Sep 2024
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Privacy

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I never asked for a credit score. I don't use credit. They have made it very clear breach sfter breach that I don't want them to have my data. How do I remove myself from credit data agencies?

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[–] [email protected] 51 points 1 month ago (5 children)

Assuming you live in the USA.

Short answer:: No.

Long answer:: yes but you’re basically living as a criminal, rather— you’d have no bank accounts; no credit cards; and you’d live on cash alone paying no taxes as you’d have to work under the table ( no one messes with the IRS). — or— leave the USA and do the above…

So if you want any kind of “modern life “ put a freeze on all your credit accounts and check them annually

[–] [email protected] 17 points 1 month ago (3 children)

Wait, aren't you allowed to receive your salary in cash? As long as your employer deducts your income tax and social security contributions accordingly, there is nothing illegal about this procedure. It's uncommon for sure, but not impossible.

[–] [email protected] 3 points 1 month ago

The most common way for a an employer to pay in cash is through a check mailed to your address on record. That check can then be cashed either by the bank on the check, which is required to exchange the check for cash or a check cashing business which will take a fee for the service. Both ways will require identification.

The only other legal way is get a job with an employer who is willing to pay in cash, usually at a cashier window. Most common in labor jobs in the mining, manufacturing or agricultural fields, some higher education institutions, and occasionally in construction.

Otherwise you’ll have to go the illegal under the table route. Which is easier to find than you would think, there’s a whole lot of people avoiding wage garnishment and or immigration enforcement.

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